Resources

Introducing Open Banking Europe

The Open Banking Europe (OBE) scope in a glance. 

Open Banking Europe Participants list

Here is the list of the financial institutions and service providers participating in the Open Banking Europe initiative.

Directory: Short Product Description

This document provides a synthetic description of PRETA’s Open Banking Europe Directory, responding to the main questions about the aim and scope of the Directory. 

The Access to Account lifecycle

The access to account lifecyle has five stages: registration and passporting, eIDAS certificates, setup, interfaces and Sca, revocation and disputes. We have analysed what is behind each of them compiling documents from different resources.

National Registers

The list of all national registers in one place.

EIDAS + QTSPS

Qualified certificates are issued by QTSPs. Here you will find the certificate standards, requirements and timeline developed by ETSI as well as the official list of QTSPs in the EU. 

TIMELINE

The Regulatory, National and European Timelines showing the European Standards implementation, National Regulatory Framework upgrades and ASPSPs interfaces.

 

Guide: Registration & Passporting

This guide summarises the terminology and processes set out in the revised Payment Services Directive (PSD2) that are required to enable regulated entities (Payment Service Providers) to provide payment services, including Access to Account (XS2A), across Europe.

Guide: TPP User-Management

This guide summarises the considerations and processes that are necessary to enable Account Servicing Payment Services Providers (ASPSPs) to provide secure and controlled Access to Accounts (XS2A) Services to those Third Party Providers (TPPs) who want to offer the new Payment Services available in Europe under PSD2.
It focuses on Internet Security, Controlled Access and TPP Onboarding.

Guide: Understanding Internet Security & eIDAS Certificates

This guide focuses on the standardisation of Electronic Identification, Authentication & Trust Services Regulation (eIDAS) Qualified Certificates for PSD2..

Quick Start Guide

A quick 2 page guide on how to get connected to the Directory. 

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Directory Testing Sandbox

The sandbox available for those who are registered and want to test the directory APIs and functionalities.

Directory: High Level Description V.2.0

This document provides a high level summary of the OBE Directory’s technical specifications. The focus of this document is to provide all stakeholders in the OBE Directory with a common and shared understanding of the directory’s functionality.

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Directory: Long Product Description

This document details the long description of PRETA Open Banking Europe Directory project. 

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Directory: FAQ

The Frequently Asked Questions (FAQ) for Participants document compiles the enquiries received during the Open Banking Europe (OBE) Directory initiative. 

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Collected Data on National Registers

OBE carried an audit exercise on all the National Competent Authorities to attest their compliance with the mandated regulatory obligations to have certain fields publicly available. The exercise was carried from October to November 2017, the Registers may have been updated meanwhile.

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Directory Phase 2 Test Strategy

The aim of this document is to provide a framework for planning, implementing, and managing the effective testing and implementation of the second version of the Directory for release in January 2019.

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Directory Phase 2 Test Plan

The aim of this presentation is to provide details of the phases, scheduling, and test cases in plan for  implementing, and managing the effective testing and implementation of the second version of the Directory for release in January 2019.

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Directory Phase 2 Test Scripts

These Test Scripts spreadsheets detail the scripted tests of the PRETA Open Banking Europe Directory project. 

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Directory Phase 2 Test Log

The Test Logs will be produced by each Testing Participant for the Test Scripts they have completed. The completed Test Log will be sent to the PRETA OBE Directory Project Team for review.

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Directory Phase 2 Observation Report Template

The Observation Report form must be recorded when any deviation from the expected behaviour of the Directory occurs either the PRETA OBE Directory Project Team or a Testing Participant observes.

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16/06/2017 - Press release : PRETA launches project to build PSD2 directory

Following a stakeholder consultation started in 2016 to determine industry requirements, PRETA commits to providing a compliance-driven directory solution to support market actors in meeting PSD2 access-to-account provisions.

19/03/2018 - Press release : 30 participants signed up to Open Banking Europe

PRETA announced today that 30 financial institutions and industry service providers have joined Open Banking Europe, an initiative launched by PRETA in June 2017 to respond to market needs for a centralised PSD2 directory.

8/06/2018 - Press release : PRETA launches the next phase to complete the Open Banking Europe PSD2 Directory

Following the work started in 2017 to prototype and start developing a directory for open banking services,  PRETA announced today the launch of phase 2 of its Open Banking Europe (OBE) directory project.

2/10/2018 - Press release : Over 40 leading financial industry players support PRETA’s pan-European PSD2 access directory

PRETA announced today that over 40 major European financial institutions and service providers have signed up to fund and complete PRETA’s pan-European PSD2 access directory.