Open Banking Europe (OBE) is a PRETA initiative launched in June 2017 with the aim of fostering innovation, competition and efficiency to increase consumer choice and enhance security for online payments in the EU.
Open Banking Europe brings market players together to turn regulatory requirements into operational reality. To this end, OBE is working on providing the industry with PSD2 directory services.

The Open Banking Europe Community

Competent Authorities & Associations

Account Servicing Payment Service Provider

Third Party Providers

Qualified Trust Service Providers

Solution Providers


  • Resources that explain the key concepts of PSD2 XS2A.
  • One place to access documents, slides, recorded webinars, and country reports that offer operational and security elements needed to comply with PSD2 XS2A.
  • The PRETA Open Banking Europe directory that shows how to verify identities and access rights to provide PSD2 services across 31 European registers via a single API.


Verifying Regulatory Access Rights of TPPs
Each national regulator publishes data using their own formats, their own terminology and their own rules and timetable. The PRETA Open Banking Europe directory provides a single, standardised, trusted, machine readable source for all TPPs in Europe.

Storing and retrieving TPP operational information
The PRETA Open Banking Europe directory provides a central repository for TPPs to store contact information, so that ASPSPs can contact them, e.g. to notify them of changes.

Storing and retrieving ASPSP operational information
The PRETA Open Banking Europe directory provides a central repository for ASPSPs to store operational information, so that TPPs can find documentation, correct end points, not only for each bank but for each brand and service.


News and events

March 08 2019

The list of events of Open Banking Europe

A quick glance at this page can give you an overview of the events that we will be attending during the year. Want to meet OBE? Schedule an appointment now.

October 24 2018

Call for PSD2 QTSPs: bringing the QTSP community to meet the financial community

On the 24th October 2018 at the ENISA Trust Services Forum – CA Day, Open Banking Europe announced the creation of a PSD2 QTSP Engagement group. This group aims to meet monthly to discuss and advise on practical topics related to using eIDAS for PSD2 Access to Account services.

October 04 2018

Over 40 leading financial industry players support PRETA’s pan-European PSD2 access directory

Paris, 2nd October 2018 – PRETA announced today that over 40 major European financial institutions and service providers have signed up to fund and complete PRETA’s pan-European PSD2 access directory.